Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
With our Rapid Reporting cycle-assignment process for new accounts, most accounts receive a statement cycle date and reported to the credit bureaus between 2 - 10 days after the application is approved and the account activated. Your Annual Fee will be billed and reported to the bureaus as a performing balance in this first statement billing cycle to speed the reporting of credit activity.
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Nationwide Program – though not yet available in NY, IA, AR, or WI
Merchandise APR = 19.99%
Annual Fee = $29
Capital Bank - OpenSky® Secured Visa ® Credit Card
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
With our Rapid Reporting cycle-assignment process for new accounts, most accounts receive a statement cycle date and reported to the credit bureaus between 2 - 10 days after the application is approved and the account activated. Your Annual Fee will be billed and reported to the bureaus as a performing balance in this first statement billing cycle to speed the reporting of credit activity.
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Nationwide Program – though not yet available in NY, IA, AR, or WI
Merchandise APR = 13.99%
Annual Fee = $39
First Progress Platinum Prestige MasterCard® Secured Credit Card
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
With our Rapid Reporting cycle-assignment process for new accounts, most accounts receive a statement cycle date and reported to the credit bureaus between 2 - 10 days after the application is approved and the account activated. Your Annual Fee will be billed and reported to the bureaus as a performing balance in this first statement billing cycle to speed the reporting of credit activity.
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Nationwide Program – though not yet available in NY, IA, AR, or WI
Merchandise APR = 9.99%
Annual Fee = $49
First Latitude Platinum MasterCard® Secured Credit Card