Credit Protection USA was built for one reason “Improving clients buying power”. With our mission we sought to find tools to assist consumers in doing just that. We give clients hope for a new financial life and allow them to get their financial freedom back.
Credit Protection USA offers several products to their members such as:
- Attorney Base Credit Repair
- Stop Harassing debt collectors from calling
- Credit Building Tools
- Credit Education
- Personal Credit Advisor
- Credit Monitoring
Also, there is a difference Credit Protection USA, do it yourself credit repair and credit repair companies that charge a flat monthly fee.
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CPU vs CREDIT REPAIR COMPANIES
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DIY Credit Repair
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Monthly Billing Credit Repair Companies
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CPU Credit Repair Benefits
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| Creates disputes with credit bureaus |
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| Creates disputes with creditor |
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| Stop collection calls |
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| Receive creditor calls |
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| File complaints with federal agencies |
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| Can settle collections |
Limited
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| Can settle charge offs and repossessions |
Limited
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| Can settle judgements |
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| In depth investigation of inaccuracies |
Limited
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Limited
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| General knowledge of consumer protection laws |
Limited
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Limited
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| In depth knowledge of consumer protection laws |
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| In depth knowledge of case laws |
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| Represent consumer if creditor sues |
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N/A
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| Can sue harassing creditors |
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| Can sue for inaccurate information |
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| Can do “pay to delete agreements” with collections |
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Monthly credit repair companies historically drag out the credit repair process, an effort to collect money as long as they can. So even though it seems cheap and reasonable, it is meant to look deceiving so that you simply keep paying.
Credit Protection USA is a performance-based credit company, that charges only if the items on your credit are in fact resolved or updated
Things that Credit Protection USA are able to get removed are:
- Late Payments
- Collections
- Repos
- Public Records
- Bankruptcies
- Foreclosure
- Charge-Offs
