Details
FreedomPlus arranges personal loans, which is great for consumers looking to consolidate debt, credit card refinancing, home improvements, or other personal uses. A+ accreditation from the BBB. Check your rates now!
- Loan Amounts Offers: $10,000 - $35,000
- Loans customized to your needs
- FICO Score of 670+ minimum required
- No hidden fees
- No prepayment fees ever
- No application fee
- No collateral required
- Featured in the New York Times, USA Today and The Wall Street Journal
Discounts
- Co-borrower discounts
- Discounts on direct pay to creditors
- Rate discounts available
FreedomPlus is not available in the following states: CT, CO, HI, KA, ME, NH, NY, ND, OR, RI, VT, WV, WI, WY
Disclaimer
The cost of a Freedom Plus loan
The cost shown is calculated using the terms made available to our most credit-worthy customers: An origination fee of 1.38-5% of the loan amount and interest rates of 6.99% (8.359% APR) for 2-year loans, 6.99% (7.93% APR) for 3-year loans, 7.99% (9.577% APR) for 4-year loans and 7.99% (10.178% APR) for 5-year loans. For example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. These terms are not available to all consumers. Loan availability and terms are based on a wide variety of factors including (but not limited to) credit score, overall indebtedness, the ratio of debt service payments to monthly income, and the loan amount requested.
The cost of credit cards
The cost of credit card debt assumes that the interest rate is 16.99% and that only the minimum monthly payments are being made. The minimum monthly payment is assumed to be the maximum of (1) interest on the outstanding balance, calculated as 16.99% annually, plus 1% of the outstanding balance, or (2) $25.
